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Simple Bank Simple Bank offers an online bank account similar to a checking account. You can pay your bills through their system and use your Visa debit card to make purchases. Their “Safe to Spend” feature helps you keep track of both your current balance and future financial commitments (like monthly bill payments). Your funds are held through Simple Bank’s partner bank (Bankcorp Bank). Unlike most online banks, Simple Bank does not offer high-yield checking or savings rates. Thus, their current rates are nominal. So, if you are looking for high-yielding bank accounts, Simple Bank is not your best option. However, if you’re looking for an online bank with a great mobile app, online bill pay, and tools to help you budget, Simple Bank is a good option.
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An online bank is a financial institution that does not have physical bank branches. All banking is done online. The advantages is that without the cost of physical locations, online banks offer higher interest rates on savings products and lower fees. And consumers have taken notice.
Best Options Trading Brokers and Platforms - NerdWallet
I suggest that anyone who is uncertain of their option approval level contact his or her broker to find out which level of option approval their account has. It is possible to fill out additional paperwork and to have the level of approval bumped up. However, it does to take time to do it. Faxing the paperwork might expedite the process a bit.
Mock Trading - Online Futures Trading Simulator
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For active options traders, eOption earns five stars from NerdWallet for its low options trade commissions. The company charges a fixed $8 base plus 65 cents per contract. Another plus: eOption is known for having some of the lowest margin rates available. Although eOption charges a $55 annual inactivity fee on accounts that have placed fewer than two trades in the past 67 months or have less than $65,555 in credit or debit balances, the minimum trade workaround isn’t onerous, even for infrequent traders.
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After its expiration date a call or put will cease to exist. If you own an option and it expires unexercised, you no longer have any of the rights inherent in that contract and you lose the premium you paid for it, plus any commissions and fees you incurred at its purchase. You are free to close out a long call or put before expiration by selling it if it has market value.
For European-style index option contracts the last trading day will be the business day (generally a Thursday) preceding the day on which the exercise settlement value is calculated (generally the third Friday of the month unless that day is a holiday).
Since their entire business structure is based online, it makes sense that online banks would provide their customers with easy to use platforms. Additionally, most online banks now have mobile apps to help meet their customers banking needs even while they are on the go.